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How I’d start earning passive income with just 1% of my wages

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first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! christopherruane owns shares of British American Tobacco, Imperial Brands, and Legal & General Group. The Motley Fool UK has recommended GlaxoSmithKline and Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Christopher Ruane | Friday, 11th December, 2020 “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. How I’d start earning passive income with just 1% of my wages I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address See all posts by Christopher Ruane Image source: Getty Images Our 6 ‘Best Buys Now’ Shares Passive income is money one earns without having to work for it. Do you think that sounds too good to be true? Consider landowners, shareholders and royalty owners. They all get regular payment without having to work for it.Those people all own something which generates income. But is it possible to earn passive income from a standing start? I think it is. In this article I’ll explain how one can start earning passive income with just 1% of one’s wages.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Action is the key thingA lot of people dream about passive income. But they don’t do anything to set up such an income stream. For me the critical thing is action.Even if 1% of my income was just a few pounds a month, I would start saving it immediately to set the foundation for my passive income. Probably I’d set up a standing order to put it into a Stocks and Shares ISA. That way I wouldn’t even notice the money going out each month. At just 1% of my wages I wouldn’t miss it.Meanwhile, as my regular savings started to accumulate, I would begin to invest it so I could earn passive income. Experts often talk about the difference between “growth” and “income” shares. For example, a share like The Hut Group is primed for growth. A slower moving mature industry throws up shares like BP, where growth prospects look less promising but there is a strong chance of income. Some shares produce both growth and income, which would be a bonus. But I would start finding out more about shares which are known purely as income picks.Shares I’d pick for passive incomeSaving just a small amount each month, my primary focus would be capital preservation. So I’d limit my search to large, well-known companies with long histories of paying out juicy dividends. I’d avoid high yielding shares where I had doubts about the ability of the company to survive and keep paying out dividends.Then I’d zoom in on industries which tend to produce strong cash flows but don’t have high capital costs. That allows a company to return lots of money to shareholders as dividends. Tobacco is such a choice. That’s why I hold both British American Tobaccco and Imperial Brands. Both provide an excellent source of passive income. Imperial cut its payout this year, but it still has an attractive yield.Insurance has similar characteristics, and I would look at names like Legal & General and Direct Line. There are lots of other shares I like which currently offer a high yield, such as GSK. But their revenues are more cyclical, which could lead to dividend cuts in a downturn. With a limited amount of savings I’d focus purely on income. That’s why I’d plump for the tobacco and insurance choices at first.1% of one’s wages isn’t going to make a big difference to lifestyle. But it’s actually enough to set up a foundation for a lifelong passive income. It’s easy to make a start right now – the critical thing is action.last_img read more

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Financial gain trumps espionage as top motivator in cyber attacks: Report

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first_imgThe report found that 86 percent of breaches were for money, not for purposes of spying. Credential theft, phishing and compromising business emails caused 67 percent of the cyber attacks. As more businesses moved to web-based solutions, so did hackers. According to the report, breaches on web and cloud applications rose to 43 percent, double the previous year. Companies like Facebook Inc and Salesforce have extended working remotely to at least the rest of the year, with more businesses expected to follow suit. Verizon Business Group CEO Tami Erwin said the “digital transformation” to the work-from-home model during the coronavirus pandemic has presented a number of security red flags. “A lot of people ended up sending workers to work from home without really thinking through what were some of the security elements in the future,” Erwin told Reuters. “I think employees working from home are probably more vulnerable to attacks.” Erwin said businesses can protect themselves from cyber attacks by keeping employees educated on phishing and other fraudulent tactics to access sensitive information.Topics : Money trumped spying as the top motivator for data breaches last year, according to Verizon’s annual report on cyber crimes published on Tuesday. About nine out of 10 breaches were financially motivated, based on an examination of more than 32,000 incidents and nearly 4,000 confirmed break-ins in 81 countries, the report said. Verizon Business 2020 Data Breach Investigations Report found that confirmed data breaches doubled from the prior year. As the coronavirus pandemic has forced people indoors, cyber attacks on businesses are expected to climb. last_img read more

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April 14, 2019 Police Blotter

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first_imgApril 14, 2019 Police Blotter041419 Decatur County Fire Report041419 Decatur County EMS Report041419 Decatur County Jail Report041419 Decatur County Law Report041419 Batesville Police Blotterlast_img

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Phyllis J. Spillman, 57

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first_imgPhyllis J. Spillman, 57, Greensburg, Indiana, passed away on Sunday, July 19, 2020 at Hickory Creek in Greensburg. She was born on January 14, 1963 in Greensburg. She graduated from North Decatur High School in 1981. She was a member of the American Legion and Moose Lodge.  Phyllis had worked at Delta Faucet, GECOM, and Val’s Discount Store. She was the daughter of Paul and Mary (Moore) Spillman, both deceased.  She was also preceded in death by two brothers, Larry (Donna) Moore and Hubert Wood. Survivors include her siblings, John (Nancy) Wood, Greensburg, Darlene Haley, Colorado, Velma (Ray) Kamman, Greensburg, Donna Spillman, Greensburg, Lonnie (Melanie) Spillman, Greensburg, Harold (Stephanie) Spillman, Greensburg. Larry (Butch) Jones, her life partner. Other survivors include several nieces and nephews, great nieces and nephews, aunts, and cousins. Visitation for family and friends, observing CDC precautions, will be held on Thursday, July 23, 2020 from 11:00 to 1:00 p.m. at the Porter-Oliger-Pearson Funeral Home in Greensburg.  Funeral Services will follow at 1:00 p.m. on at the funeral home with Rev. Daniel Smith officiating. Interment will be held in the Shiloh Cemetery in Decatur County. Memorials may be made to the American Diabetes Association or to the National Kidney Foundation. Online condolences can be made to the family at www.popfuneralhome.comlast_img read more

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