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How I’d start earning passive income with just 1% of my wages

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first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! christopherruane owns shares of British American Tobacco, Imperial Brands, and Legal & General Group. The Motley Fool UK has recommended GlaxoSmithKline and Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Christopher Ruane | Friday, 11th December, 2020 “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. How I’d start earning passive income with just 1% of my wages I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address See all posts by Christopher Ruane Image source: Getty Images Our 6 ‘Best Buys Now’ Shares Passive income is money one earns without having to work for it. Do you think that sounds too good to be true? Consider landowners, shareholders and royalty owners. They all get regular payment without having to work for it.Those people all own something which generates income. But is it possible to earn passive income from a standing start? I think it is. In this article I’ll explain how one can start earning passive income with just 1% of one’s wages.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Action is the key thingA lot of people dream about passive income. But they don’t do anything to set up such an income stream. For me the critical thing is action.Even if 1% of my income was just a few pounds a month, I would start saving it immediately to set the foundation for my passive income. Probably I’d set up a standing order to put it into a Stocks and Shares ISA. That way I wouldn’t even notice the money going out each month. At just 1% of my wages I wouldn’t miss it.Meanwhile, as my regular savings started to accumulate, I would begin to invest it so I could earn passive income. Experts often talk about the difference between “growth” and “income” shares. For example, a share like The Hut Group is primed for growth. A slower moving mature industry throws up shares like BP, where growth prospects look less promising but there is a strong chance of income. Some shares produce both growth and income, which would be a bonus. But I would start finding out more about shares which are known purely as income picks.Shares I’d pick for passive incomeSaving just a small amount each month, my primary focus would be capital preservation. So I’d limit my search to large, well-known companies with long histories of paying out juicy dividends. I’d avoid high yielding shares where I had doubts about the ability of the company to survive and keep paying out dividends.Then I’d zoom in on industries which tend to produce strong cash flows but don’t have high capital costs. That allows a company to return lots of money to shareholders as dividends. Tobacco is such a choice. That’s why I hold both British American Tobaccco and Imperial Brands. Both provide an excellent source of passive income. Imperial cut its payout this year, but it still has an attractive yield.Insurance has similar characteristics, and I would look at names like Legal & General and Direct Line. There are lots of other shares I like which currently offer a high yield, such as GSK. But their revenues are more cyclical, which could lead to dividend cuts in a downturn. With a limited amount of savings I’d focus purely on income. That’s why I’d plump for the tobacco and insurance choices at first.1% of one’s wages isn’t going to make a big difference to lifestyle. But it’s actually enough to set up a foundation for a lifelong passive income. It’s easy to make a start right now – the critical thing is action.last_img read more

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Century-old tortilla chip in a Harvard collection

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first_imgA beetle necklace, Mark Twain’s microscope, a 19th-century slate bearing “messages” from the spirit world, and a 100-year-old Mexican tortilla — given more than 350 years, you can collect some bizarre and fascinating items.Harvard has been collecting things for a long time, probably beginning with the donation of a library by its namesake, John Harvard, upon his death in 1638. Since then, the university has amassed more than 50 collections, not including libraries…Read more herelast_img

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Chemistry professors receive multimillion dollar grants

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first_img Read Full Story The Department of Defense recently announced the winners of their 2020 Multidisciplinary University Research Initiative (MURI) program. The agency received 365 proposals and awarded 26 grants. In a rare feat, they selected two professors from the Department of Chemistry and Chemical Biology — Daniel Nocera and Kang-Kuen Ni — to lead multi-disciplinary teams in designing the next generation of military and commercial technology.“Modern science and engineering problems often intersect more than one scientific discipline,” said Bindu Nair, the deputy director for basic research at the Department of Defense, in a press release. Multidisciplinary effort “accelerates research progress to enable more rapid R&D breakthroughs by cross-fertilization of ideas, and can hasten the transition of basic research findings to practical applications.”Daniel Nocera, the Patterson Rockwood Professor of Energy, will use his MURI to work on oxygen harvesting and storage in the ocean. For example, if a diver descends into the deep sea with a limited amount of oxygen, could a tool let them extract oxygen from the surrounding waters and stay down there longer?Nocera and his multidisciplinary, cross-institution team of experts, which includes Jarad Mason, assistant professor of chemistry and chemical biology will design technology to harvest pure oxygen from undersea environments of different temperatures and depths. Ultimately, their work could help create the next generation of diving suits capable of extracting and storing oxygen mid-dive.Kang-Kuen Ni, the Morris Kahn Associate Professor of Chemistry and Chemical Biology and of Physics, will work on a problem of precision. A pioneer of ultracold chemistry, Ni has used colder and colder temperatures to forge molecules from atoms that would otherwise never react. Cooled to such extremes, atoms and molecules slow to a quantum crawl, their lowest possible energy state. There, she can manipulate molecular interactions with utmost precision. Recently, her lab performed the coldest chemical reaction and saw, for the first time, a slowed-down version of two molecules breaking and forming bonds.With her MURI, Ni has formed a team of experts from chemistry, quantum information, precision measurement and physics to take this work further and achieve the same level of control over molecules as she has over individual atoms. With that power, she will investigate how specific molecules behave in the quantum realm, which could lead to far more sensitive sensors, processors and transducers, as well as advanced material science and drug design. Her team’s work will also add more rungs on the ladder to quantum computers.Previously, the MURI helped launch technologies like laser frequency combs — now the gold standard in frequency control for precision in navigation and targeting — atomic and molecular self-assembly projects, which advanced nano-manufacturing, and the entire field of spintronics.This year’s 26 winning teams earned an average of $7 million for their five-year research projects. Nocera and Ni’s teams include collaborators from nine different institutions including Harvard.last_img read more

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Cricket News Asghar Afghan axed as Afghanistan skipper, Gulbadin Naib to lead side for ICC Cricket World Cup

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first_imgThe move to replace Asghar Afghan is indeed surprising considering the amount of success he has had as captain. His major contribution was in Afghanistan winning the ICC Cricket World Cup qualifier tournament in 2018 which was held in Zimbabwe. Afghanistan defeated West Indies in the final as they sealed their spots for the ICC Cricket World Cup 2019. Asghar Afghan, who was earlier known as Asghar Stanikzai, captained in 56 matches and secured wins in 33 games.For Naib, who has played 52 ODIs, this will be the first time that he will captain Afghanistan any format. The departure of Asghar Afghan marks the end of a wonderful period when he helped Afghanistan to many memorable victories. In the one-off Test against Ireland at the Rajiv Gandhi International Stadium in Dehradun, Rahmat Shah’s 98 and 76 along with Asghar Afghan’s 67, which included six fours and four sixes, helped Afghanistan create history by winning their first-ever Test by seven wickets.Afghanistan has still not announced their ICC Cricket World Cup 2019 squad. The side, who won a game in the 2015 ICC Cricket World Cup by beating Scotland by one wicket at the University Oval in Dunedin, will open their World Cup campaign against five-time champions Australia at Bristol on June 1. Afghanistan will open the World Cup campaign against Australia on June 1 in Bristol.Rahmat Shah, who hit 98 and 76 vs Ireland, will be the Test captain.Rashid Khan will be the Twenty20 skipper for Afghanistan. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps. New Delhi: The Afghanistan Cricket Board has announced a surprising decision with just over one and a half months to go for the ICC Cricket World Cup 2019 with Asghar Afghan, who led the side for four years after taking over the captaincy from Mohammad Nabi in 2015, being replaced by Gulbadin Naib. This, in effect, means Naib will lead the Afghanistan cricket team for the ICC Cricket World Cup 2019 which will be held in England starting from May 30. Taking to the official Twitter handle of the Afghanistan Cricket Board, the organisation in a press conference announced these details on their timeline.The Afghanistan Cricket Board (ACB) announced split captaincy for all three formats, with Naib being the ODI captain and Rashid Khan being the vice-captain. In the Twenty20 format, Rashid will be the captain while Shafiqullah Shinwari will be the vice-captain. In Tests, Rahmat Shah, who played a starring role in the game against Ireland in Dehradun, has been appointed as the new skipper with Hashmat Shahidi the new vice-captain. highlightslast_img read more

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Andre Ethier’s southpaw exposure ended long drought

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first_img“No, just because I knew what our bench was at that time,” he said. “We had all lefties besides (switch-hitting catcher Yasmani) Grandal sitting on the bench. Those guys have been used primarily as position players too. You don’t want to burn one of your double-switch guys.” Ethier is not a double-switch guy. His fractured right tibia still hasn’t fully healed, but Dodgers manager Dave Roberts said he can play the outfield if needed.That hasn’t happened yet, in part, because “there’s some other guys defensively that I like a little better,” Roberts said.If anything, Ethier’s plate appearance was a consequence of the Dodgers choosing to keep an extra relief pitcher and only two catchers for the NLCS. Having Austin Barnes on the end of the bench freed up Carlos Ruiz to pinch hit in the NL Division Series against the Washington Nationals. Now, Ruiz’s at-bats might go to Ethier — even with a left-handed pitcher on the mound.As his only plate appearance Saturday suggested, that might not be such a bad thing after all. CHICAGO >> Andre Ethier’s pinch hit home run in Game 1 of the National League Championship Series on Saturday was unusual. Just ask Cole Hamels.Hamels was pitching for the Philadelphia Phillies on Aug. 8, 2013 when he threw Ethier a fastball down the middle of the plate to begin the second inning. Ethier planted the pitch in the right-center field seats at Citizens Bank Park for a home run.Ethier made another 997 plate appearances prior to the NLCS. None resulted in a home run off a left-handed pitcher before Saturday.Was Ethier surprised to be in the batter’s box against Cubs left-hander Jon Lester in the first place? To Trump or not to TrumpRoom-service preferences, family obligations – or maybe politics – will occasionally prompt one of the Dodgers’ players to ask the team’s staff to arrange accommodations at a hotel other than the team hotel during a road trip. When the Dodgers came to Chicago to face the Cubs at the end of May, the team stayed at the same hotel they have been using for years – the Trump International Hotel and Tower near the Chicago River. Their Mexican-American first baseman did not.“I didn’t stay there,” Adrian Gonzalez confirmed. “I had my reasons.”The inference is obvious. Though he was born in San Diego, Gonzalez grew up in Mexico where his family has deep roots and his father owns a business. Gonzalez has played for the Mexican national team in numerous international competitions including the World Baseball Classic. He has been involved in charitable endeavors in Mexico, including refurbishing the sports complex in Tijuana where he played as a youth. Just this summer, he stepped in to help a youth baseball team from Mexico that was stranded in Los Angeles when its sponsor backed out of its commitment.The Chicago hotel’s owner is, of course, presidential candidate Donald Trump. The Republican nominee has campaigned on a platform that includes promises to “build a wall” on the Mexico-U.S. border to prevent illegal immigrants from crossing, and has called Mexican immigrants “rapists” who bring crime and drugs with them. One recent poll shows Hillary Clinton outpolling Trump 70 percent to 19 percent among Latino voters.Gonzalez smiled as he declined to specify his reasons for not staying at the team hotel in June, saying, “We’re here to play baseball not talk politics.”Indeed, the Dodgers were in Chicago to play baseball again this past weekend – but they did not stay at the Trump hotel. The reason wasn’t political, however. The hotel required a non-refundable deposit in order to hold a block of rooms for the team. Until their Game 5 victory over the Washington Nationals late Thursday night, the Dodgers weren’t sure they would need those rooms. Arrangements were made with a different hotel.Quick hitsThe Dodgers still haven’t chosen a starting pitcher for Game 4. Roberts expressed some uncertainty around Game 3 starter Rich Hill possibly exacerbating a blister on his left index finger. … Left-handers Julio Urias and Brett Anderson (not on 25-man roster) both traveled to Chicago and threw bullpens on Sunday. … With his single in the fifth inning, Dodgers pitcher Clayton Kershaw now has a hit in five consecutive postseason series.Staff writer Bill Plunkett contributed to this reportcenter_img Newsroom GuidelinesNews TipsContact UsReport an Errorlast_img read more

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